Credit Portfolio and Governance Analyst – NATIONAL DEVELOPMENT BANK
Role Activities
Credit Portfolio Management:
– Monitor and assess the performance of the credit portfolio, identifying trends, risks, and opportunities to optimize portfolio performance.
– Ensure that the credit portfolio aligns with the institution’s risk appetite and regulatory requirements.
Credit Governance Framework:
– Implement and maintain a robust credit governance framework, ensuring compliance with internal policies and external regulations.
– Participate in the development and continuous improvement of credit policies, procedures, and guidelines.
Data Management and Reporting:
– Collect, validate, and analyze credit data to ensure accuracy and completeness in reporting.
– Maintain and update credit risk databases and reporting tools.
. Policy and Procedure Support:
– Assist in the development and review of credit risk policies, procedures, and governance frameworks.
– Ensure that policies and procedures reflect current regulatory standards and best practices.
Collaboration and Coordination:
– Work with credit risk management teams, compliance officers, and other stakeholders to support governance and risk management efforts.
– Provide support in audits and regulatory reviews by preparing necessary documentation and responses.
Qualifications and Experience
- Bachelor’s degree in computer information studies ,Finance & Statistics ,Actuarial science, Data Science or Business Information Systems
- Certifications in credit risk management, financial analysis, or risk management will be an added advantage
- 5 years of experience in credit modelling , portfolio monitoring
- Proven track record in managing credit portfolios and leading credit data analytics teams
- Extensive experience with credit risk modelling , financial & data analysis, and regulatory compliance in the financial services industry
Competency and behaviour attributes required
- Credit and Risk Competencies
- Data Analysis and Reporting
- Regulatory Knowledge
- Attention to Detail
- Problem-Solving and Decision-Making
- Communication Skills
- Leadership and Influence
Closing date: 23 October 2025
