Role Responsibilities
Liquidity & Funding Management
- Develop and execute liquidity strategies to ensure sufficient funding for operations and growth.
- Monitor daily cash flow, liquidity buffers, and contingency funding plans.
- Optimize funding sources, including wholesale funding, retail deposits, interbank borrowing, and capital markets.
- Manage relationships with financial institutions, investors, and external funding partners.
Capital Management & Regulatory Compliance
- Develop capital planning and stress testing frameworks to ensure regulatory compliance.
- Monitor capital adequacy ratios (CAR) and Basel III/IV requirements.
- Ensure compliance with the central banks and other authorities’ regulatory capital requirements.
- Support ICAAP (Internal Capital Adequacy Assessment Process) and Recovery & Resolution Planning.
Interest Rate & Market Risk Management
- Oversee Asset and Liability Management (ALM) to optimize risk-adjusted returns.
- Implement hedging strategies to manage interest rate risk, currency risk, and market fluctuations.
- Work with the ALCO (Asset-Liability Committee) to develop risk management frameworks and monitor balance sheet risks.
Investment & Portfolio Management
- Develop and oversee the investment strategy for treasury assets.
- Manage liquidity reserves and investment portfolios, ensuring compliance with risk appetite.
- Monitor the performance and risk of financial instruments, including government securities, bonds, and derivatives.
Financial Strategy & Treasury Operations
- Align treasury strategies with corporate finance objectives and profitability targets.
- Collaborate with Finance, Risk, and Business Units to ensure optimal capital allocation.
- Enhance treasury automation and digitization for operational efficiency.
Qualifications
- Bachelor’s degree in finance, Economics, Accounting, or Business.
- MBA, CFA, FRM, or Treasury Certifications (e.g., ACT, CTP) are an advantage.
Experience
- 10+ years in Treasury, Capital Management, or Risk Management within a financial institution.
- Strong track record in ALM, liquidity planning, and regulatory reporting.
Knowledge & Skills required
- Treasury & Liquidity Management
- Capital & Balance Sheet Optimization
- Financial Risk Management & ALM
- Basel III/IV & Regulatory Compliance
- Investment Strategy & Yield Management
- Digital Treasury Operations & Automation
- Strategic Thinking & Financial Acumen
- Analytical & Problem-Solving Skills
- Leadership & Stakeholder Management
- Resilience & Decision-Making
Closing date: 30 March 2025